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YOUR MORTGAGE PROCESS

PortugalMortgageNews 21 de September, 2025 1 minute read

Data collection by the mortgage advisor through an in-person/online meeting or by email.
Analysis of the information and request of the documentation according to your professional and financial situation.
Affordability calculation and preparation of the mortgage proposal.
Analysis of the advantages and disadvantages of the terms and conditions of the various mortgage options.
Submission of application for approval to the Bank that has been chosen as the most beneficial.
Mortgage Approval by the Bank.
Property Valuation will be carried out.
Signing of the final purchase deed and mortgage

SUBLIME MORTGAGE

A *Sublime Mortgage* is a specialist advisory service offering a boutique, personalised approach. We provide expert, discreet guidance and work closely with leading Portuguese banks to secure competitive mortgage solutions tailored to your needs. We would be pleased to discuss your requirements. Contact us at +351 917 773 279 Email: info@sublimemortgage.com

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SUBLIME MORTGAGE


	Tanto a Sublime Mortgage como o portal de noticias portugalmortgagenews.com são detidas pela INSPIRING DETAILS LDA, Intermediário de Crédito Vinculado, com o registo nº. 0007926, autorizado pelo Banco de Portugal para a prestação de serviços de consultoria e autorizado para a prestação de serviços de intermediação de crédito (Apresentação ou proposta de contratos de crédito a consumidores; Assistência a consumidores, mediante a realização de atos preparatórios ou de outros trabalhos de gestão pré-contratual relativamente a contratos de crédito que não tenham sido por si apresentados ou propostos). Contratos de crédito abrangidos: Crédito à Habitação. Mutuantes ou grupos de mutuantes com quem mantém contrato de vinculação: BANCO SANTANDER TOTTA, S.A., BANCO BPI S.A., NOVO BANCO, S.A., CAIXA GERAL DE DEPÓSITOS, SA.,BANKINTER, SA - SUCURSAL EM PORTUGAL, UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) – SUCURSAL EM PORTUGAL,BNI – BANCO DE NEGÓCIOS INTERNACIONAL (EUROPA), S.A.. O registo do intermediário de crédito pode ser consultado no Portal do Cliente Bancário em https://www.bportugal.pt/intermediariocreditofar/inspiring-details-lda